Do I need a Spanish bank account?

Will I need a Spanish bank account to apply for a mortgage?

You will not require a Spanish bank account to apply for a mortgage in Spain. However, in most cases (though not all), the bank that provides a mortgage will require you to open an account with them. Often this will be with a branch that is near the property itself.

A Spanish bank account will be required for payment of local taxes, fees, charges and utility bills.